Trade Credit Insurance brokerage is a very specialized service, and as the service is continuously upgrading differently in different countries there is a wide range of product variations, clauses and also obligations. Always depending on the individual company needs this applies among others to:

  • Policy coverage
  • Domestic, export / definition of insurable portfolio / single risk cover / short term, medium term
  • Type of premium
  • Turnover premium: on insured clients / on insured turnover
  • On balance outstanding: from insured clients / from insured receivables
  • On credit limits
  • Fixed
  • Franchises
  • Self retention (10-20%)
  • Each and every loss
  • Threshold
  • Annual aggregate
  • manufacturing risk cover, seasonal credit limits, top up cover, run in- run off cover, …